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Travel insurance for Schengen, Visa and travel to Europe

Traveling to Europe? Buy your Schengen insurance with Luma and receive your insurance certificate by email. All Luma Schengen Pass plans provide medical coverage of at least 30,000 EUR and are accepted for Schengen visa applications.

Luma SCHENGEN Pass Coverage

Does the policy cover only COVID-19 or other illnesses as well?
The policy covers medical expenses for sudden and unforeseeable injuries from accidents and sickness (including COVID-19) during the travel to the country within the zone of coverage.
 

Claims

In case of emergency, who can I contact?
For emergencies, please call Luma at +6624943600

Terms and Conditions for Luma SCHENGEN Pass:

 
  1. 1. The earliest policy start date shall be the purchase date, not before.
    2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
    3. Applicants must be aged from 4 weeks to 75 years old.
    4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
    5. The sum insured for Personal Accident for children under 18 years old shall not exceed 1,000 EUR.
    6. Policyholders shall submit claims within 6 months after the occurred date of the claims.
    7. There is no direct billing for medical expenses unless the arrangement is coordinated by the Insurer or its designated assistance company.
    8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  2. 9. The zone of coverage of Luma Schengen Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  3. 10. This Policy is only valid for leisure travel or business travel (limited to administrative and nonmanual works only) and does NOT cover travel to any of the countries within the zone of coverage to seek medical treatment.
  4. 11. In case the Insured’s country of origin is one country within an eligible zone of coverage, the Policy does NOT cover any losses or expenses arising from the country of origin of the Insured.
  5. 12. In case the Insured would like to purchase another policy after the first policy expires, there shall be no gap in coverage and the total duration of coverage of all policies combined shall not exceed 180 days.
    Policyholders reaching 76 years old during the policy are not eligible to purchase a new policy.
    Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.

Information

BANKOVNÍ SPOJENÍ - CZ 
Raiffeisen Bank   
4816617001/5500
IBAN - CZ26 5500 0000 0048 1661 7001

Vietnam - Standard Chartered
Číslo účtu: 99339554599
Swift code: SCBLVNVX

Contact Info

Era Town, Phu My Q7 T.P HCM, SAIGON (+840) 799085660
Send an email to us.

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